Insurance for Holiday Homes
 
Insurance for Expatriates
  • Your cover is underwritten by one of the world's leading
    insurers – Lloyds of London
  • Up to 40% risk-related discount available, depending on security, claims experience, excess level and your age
  • Your property is covered whether occupied or unoccupied
  • Your property is covered if let short term or long term
  • Excess from just £50
  • Premiums are paid by monthly direct debit from your bank account
  • We cover the cost of emergency travel and accommodation following a major claim
  • Policy covers your swimming pool as well as buildings
  • Policy covers public liability of £5m in regard to buildings and contents
  • Loss of rent included following a claim
  • Covers the purchaser of your home during the period between exchange of contracts and completion
  • Covers temporary accommodation following a claim
  • All claims are reported to and resolved by a UK based
    English speaking team
  • Claims handled by local loss adjusters working for a UK adjusting organisation
    Covers againts public liability and during holiday or long term lettings
    Premiums paid monthly by standing order from your UK bank
    Loss of rental income protection
 
  • Your cover is underwritten by one of the world's leading insurers - Lloyds of London
  • 20% introductory discount in the first year of the policy subject to claims experience
  • This will also apply to your renewal premium after one year
  • You can further reduce your premium by up to 10% with an increased excess
  • Your property is covered whether occupied or unoccupied
  • Your property is covered if let short term or long term
  • All policy documents are in English
  • Policy covers your swimming pool as well as buildings
  • Loss of rent included following a claim
  • Covers the purchaser of your home during the period between exchange of contracts and completion
  • Covers temporary accommodation following a claim
  • Wider cover than a standard Spanish buildings and contents policy
  • Wider coverage than a 'community' policy
  • All claims are reported to and resolved by a UK based English speaking team" Excess from just 150 Euro
  • Policy covers public liability of 1,500,000 euro in regard to buildings and contents (traditionally, Spanish policies provide minimal public liability cover)
  • Covers your children's goods at universities in Europe; wedding gifts, office equipment, contents in your gardens, power surge damage and credit card fraud
  • Claims handled by local Spanish loss adjusters working for a UK adjusting organisation
  • Claims paid in euros